Yakezie Carnival 01.27.13 Edition

by Julie Wilson on January 27, 2013

in roundup

We are happy to be hosting the Yakezie Carnival! There are so many wonderful submissions this time around. Enjoy!

Steve @ Grocery Alerts writes Explaining the Target Red Card Loyalty Program – I wanted to share some valuable information with our Grocery Alerts readers about the popular Target loyalty program, Red Card. The Target Red card offers a flat five per cent discount on almost all purchases made with the chains debit or credit card.

Lance @ Money Life and More writes How Federal Tax Rates Work – Not What You May Think – Have you ever heard people complain that “The government taxes my bonus checks at a higher rate, even more than they take out of my regular paycheck!”? While more federal tax is withheld, you aren’t actually taxed anymore on this income. Intrigued or confused? Read on to learn more about why these commonly believed statements are FALSE!

Kurt Fischer @ Money Counselor writes Simple Math – I believe I’ve uncovered the single equation that’s the key to financial success.

Dividend Growth Investor @ Dividend Growth Investor writes Spring Cleaning My Dividend Portfolio – In a long term dividend portfolio, I expect that there will be lots of change occurring over time in both company’s business prospects and portfolio composition triggered by the business environment changes. As a result even if you picked the best stock in the world at the best price, you might still need to consider selling for one reason or another.

James Petzke @ This Is Common Cents writes A Nice Car Won’t Get You Promoted – A nice car won’t make you successful, contrary to popular belief.

Robert @ The College Investor writes Free TurboTax Premier 2013 Giveaway and Review – When I compared TurboTax Online vs. H&R Block Online, TurboTax clearly came out the winner, and so I want to give away 2 copies of TurboTax Premier for free.

Grayson @ Debt Roundup writes No Spending Challenge Giveaway – There are times when we just spend without realizing it. It can be a good practice to instill a no-spend day in order to keep your indulgences in check.

Glen Craig @ Free From Broke writes The Discover it(tm) Card Review – An All-Around Card That’s Fair to the Consumer – Discover re-invented their credit card line with the Discover it(tm) card. Their aim is to make a fair credit card for the consumer. See more details in our review.

Robert @ Entrepreneurship Life writes Dealing with Trouble Vendors – Right now, I am dealing with a difficult vendor and have to work hard to ensure an equitable result.

Mich @ BeatingTheIndex writes Bonterra Energy: A Sustainable Dividend in 2013 – Bonterra Energy is Canadian a light oil focused dividend paying intermediate producer that recently bumped its monthly dividend from $0.26 to $0.28.

Mike @ Personal Finance Journey writes Parting with Your Debt for Good – Smart simple and easy to implement ideas on paying off your debt and keeping your household debt to a minimum.

John @ WILD about Finance writes How to Keep Heat in the Home and Reduce your Bills this Winter – With the winter really taking hold and snow falling on a daily basis, I thought it’d be a good idea to share some ways to save on your heating bills, and keep the warmth in!

Jon the Saver @ Free Money Wisdom writes Buying and Selling Shares: The Basics – Buying and selling shares should not be the most complicated thing in the world. In fact, it should be relatively easy to perform and make money!

PPlan @ Provident Plan writes How to Get the Best Price on a Car – Find out how to get the best price on a car from an insider’s perspective.

Crystal @ Budgeting in the Fun Stuff writes Prioritization for the Win! Now to Save Like Hell… – Mr. BFS and I finally sat down last weekend and prioritized those New Year’s resolutions that I keep mentioning.

ETZ25 @ Entertainment Timez writes AIG Update – Time for an AIG update! While the stock hasn’t started to rise yet like we had hoped, it’s still has a lot of potential.

eemusings @ NZ Muse writes Internships: the good, bad, and ugly – Views on internships from both sides of the fence.

TDB @ Tax Deduction Blog writes The Earned Income Credit : A Gift from the Government – Here is how you can see if you are eligible and the process to claim the credit The Earned Income Tax Credit (EITC) or the Earned Income Credit (EIC)

Tushar @ Start Investing Money writes How the Commodities Market is Standardized – Most people have heard of the commodities market. But there is a big difference between knowing about it and understanding how it works. Commodities are so called raw products.

Suba @ Broke Professionals writes Professional Profiles: Afif, the Entrepreneur – Although he began his career in the legal field, Afif Ghannoum turned entrepreneur when he went into business with his dad, creating a line of oral antiseptics.

Invest It Wisely @ Invest It Wisely writes 3 Ways to Impress Your Interviewer to Bag the Job – Three steps among the most fundamental that would witness a job seeker not only bag the job but also gain an impressive reputation with their employers.

Jennifer Lynn @ Broke-Ass Mommy writes Being sickies gives me the perfect excuse to shop. – Sometimes when we are sick, it’s better to just enjoy life and do what we like.

Maria @ The Money Principle writes January – Time To Get Financially Fit – January is a time for re-newal; this includes dealing with your debts and becoming financially fit. Don’t panic, just act!

Amanda L Grossman @ Frugal Confessions writes Savings Accounts for Us Lower and Middling Sorts – Thomas Eddy and other businessmen and economists of his time believed that they had a cure to the alarming poverty rate levels in post-War of 1812 New York

Wayne @ Young Family Finance writes Business Day TV Features Craters and Freighters – Craters and Freighters is shipping expert that does both domestic and international shipping. Business Day with Terry highlights how they meet shipping needs.

Rod @ ROD Blog writes Lending Club IRA Review – Peer to peer lending is becoming a popular investment. Is Lending Club IRA Is Right for You? What are the advantages and disadvantages?

Dan @ ETF Base writes The 8 Largest ETFs on Earth – Check out these 8 largest ETFs on earth. This is helpful info since due to their size, they have extremely low expense ratios and very high assets under management.

Aloysa @ My Broken Coin writes Ten Things You Gain When You Stop Being Cheap – Read my list of ten things that you gain when you stop being cheap

Luke @ Learn Bonds writes The Yield Curve: What it is and How it Works – In this article we give the definition of the yield curve, the different types of yield curves, and how investors use this analysis in their investment decisions.

MMD @ My Money Design writes P2P Investing Denied! What Should be My Next Passive Income Ambition? – The tires on my P2P investing efforts quickly went flat last week when I discovered some very important information – Michigan doesn’t allow it!

Marvin @ Brick By Brick Investing writes People Are Funny About Money – Addresses the harsh reality that we do not talk about money as much as we should.

Alice @ Hurricanes, Panties & Dollars writes Shopaholics are like Superheros – I ended up spending around 9 hours shopping (with an official shopaholic) by my side. When I finally got home, I was freakin’ exhausted; not mention broke as a…

Dorethia Conner @ The Money Chat writes Mastering Your Money: High FIDelity Success – This post covers the three traits that you need to apply to discover your own financial success and knock out that mountain of debt.

CAPI @ Creating a Passive Income writes Mystery Shopping Revealed: It’s Passive Income – Find out how you can make passive income from being a mystery shopper. It may be the perfect thing for you if you like to shop.

Roger the Amateur Financier @ The Amateur Financier writes Five Steps to Meeting Your Goals – Ten days ago, the new year started, with many fireworks, much drinking, and as always, plenty of resolutions.

Brad Jones @ Structured Settlement Quotes writes Information on Using Structured Settlement Money for Today’s Needs – The structuring of your settlement was done for a number of reasons, including to help ease the financial burden on the defendant, and it was also based on your needs at the time, but needs change. Can you use structured settlement money for todays needs?

John @ Fearless Men writes Most Common Money Lies We Tell Ourselves – We’re bombarded daily with Money Myths that get us thinking that financial wisdom doesn’t apply to us. Maybe the other guy, but not me. But then we’re in debt, part of a poor economy and a recession. The simple rule is we need to manage our finances better. Whether it’s living frugally, budgeting or saving.

Fig @ Figuring Money Out writes How to Use Credit Cards Responsibly – Using credit cards responsibly can keep you from getting into debt and bring you some great rewards. This post shares some useful tips for how to use credit cards responsibly.

Sustainable PF @ Sustainable Personal Finance writes Are You REALLY Financially Responsible? – Most of us like to think that we are financially responsible. However, it’s very possible that you aren’t actually as financially responsible as you think.

Ashley @ Money Talks Coaching writes Funding Your Business – I love small business! Entrepreneurship is the heart and soul of this country. Someone with a dream and the drive to go out make it happen.

Cat Alford @ Budget Blonde writes The Truth About Side Hustling – In this post, I highlight the truth about having a side hustle and give real life examples of my 1.5 years as a freelance writer. After reading this, you’ll know exactly what it takes to have a successful side career and a kick in the pants to jumpstart your own.

Ryan @ Early Retirement Investments writes Can a Debt Consolidation Loan Help You? – Ever look into a debt consolidation loan? Perhaps it’s what you need to manage and get a grip on your debt.

Don @ MoneySmartGuides writes The More You Trade, The Less You Earn – If you are a regular reader to my blog, I recommend a buy and hold strategy when it comes to investing. You should invest in low cost, high quality mutual funds and avoid selling until you need the money.

Steve @ 2013 Taxes writes Bipartisan Changes Needed To Reduce Debt – Spending cuts and reforms to government entitlement programs are very necessary, according to an interview with House Minority Leader Nancy Pelosi on National Public Radio.

Eddie @ Finance Fox writes Doing Business With Friends – Could It Work? – Doing business with friends can sometimes have negative results despite our best intentions. Even with our best hopes, wants and intentions – results can be negative.

SFB @ Simple Finance Blog writes 4 Ways To Save for Your Kid to Go to College – When it comes to saving money for your child’s college education, there are many, many ways to save.Here are four popular ways to save for your kids education.

Daisy @ Add Vodka writes Job Hopping & Generational Differences in Opinions About Careers – This has been an interesting topic of discussion lately, and I’ve taken it to my colleagues, too. The generational differences are obvious.

Matthew Allen @ The Pay Off Credit Card Network writes Use a Credit Card Protector Sleeve to Avoid Unwanted New Debt – A few of the most common uses for a credit card protector sleeve are to protect yourself from payment fraud or identity theft, or just to keep your card nice and clean and neat looking. But, did you know that these sleeves can also be used to avoid spending and possible unwanted new credit card debt?

Kyle @ The Penny Hoarder writes 5 Weird Ways to Save Money at Home – With home-related expenses on the rise, it’s not surprising that people are looking for creative ways to trim their expenses. Did you know you can do so in your very own home or neighborhood? With a bit of creativity and extra effort, you can easily trim your household expenses.

Corey @ Steadfast Finances writes 5 Ways to Manage Marriage and Money – Getting married affects your finances. Learn how to manage both marriage and money.

krantcents @ KrantCents writes I Will Never Retire! – That’s right, I will never retire! Although I will retire from teaching in five (5) years, I know I will never just kick back and play golf, play cards or sit around. I saw firsthand how my mother worked part time into her mid eighties.

Corey @ 20s Finances writes How Much Money Do You Waste on Food? – Americans spend lots of money on food, yet a high percentage goes to waste. Find out how you can reduce spending by eliminated waste.

MR @ Money Reasons writes Why I Bought Some Facebook Shares – This is the reason I bought some shares of Facebook’s stock even though I no longer use Facebook much myself.

Miss T. @ Prairie Eco Thrifter writes How to Recover from a Home Fire – A person hears about house fires all the time, but never imagines that they will have their own house burn. It is mind boggling to think about. Really, all you have left, if you are lucky enough not to be home, are the clothes on your back and the things you had with you when you left to run that errand, go on that visit or go to work.

Joe @ Midlife Finance writes Car Buying: The Basics – What kind of car is in your future? It could be a reliable clunker like my Duster, or a classier vehicle that takes your boss to the airport or the kids to the soccer game with equal aplomb.

Passive Income Earner @ The Passive Income Earner writes Are Bonds as Safe as they Seem? – Bonds have a place in your portfolio, just make sure you get the right bonds.

Tushar @ Earn More and Save writes Why I Dig Personal Capital – Reasons I love Personal Capital – a new breed of financial management software that’s so intuitive, I swear it’s looking over my shoulder.

Tushar @ Finance TUBE writes Making Your Financial Goals a Reality in 4 Steps – Today we will be talking about Making Your Financial Goals a Reality in 4 Steps. With the New Year here you probably have a list of resolutions and financial goals you would like to accomplish this year.

Hank @ Money Q&A writes The Rainy Day Account You Need To Have – In being prepared for emergencies, the top of the list is to have access to immediate cash to meet your obligations in the short term in a rainy day account.

Your Boss @ What Your Boss Really Thinks writes Ask Your Boss: Is It Okay To Socialize A Lot With Co-Workers? – “Is it okay to socialize a lot with co-workers after work? What about during work hours?” Good questions! I, personally, am not a big fan of happy hours with co-workers for two reasons: When you share a drink or two, you relax, and you feel that you are more friends than co-workers.

Evan @ My Journey to Millions writes We Finally Bought a House – Notwithstanding the current and short term pain of the dollars and cents I am very happy for The Wife and I. The home is beautiful and something we can grow into and best yet we didn’t get sucked into the whole buying more than we can afford, or buying a project that I knew we would never complete.

Jason @ Work Save Live writes How to Get Your Family On Board When Paying Off Debt – For some families embarking on their debt payoff journey, your family may be completely on board. However, the majority of you may be dealing with a spouse or kids who are reluctant to change their lifestyle, and honestly, who can blame them?

Jason @ Live Real Now writes Magical Thinking – Magical thinking, wishful thinking, and baseless hope are not rational methods of running your life. Criminals hunt for victims who wrap themselves in a smug, yet naïve, superiority. Murphy’s Law is waiting for someone arrogant enough to think that the laws of physics don’t apply when you’re commuting. The only rational means of predicting the behavior of others is to look at the signals they are actually producing.

Kim @ Eyes on the Dollar writes Improve Your Attitude: Turn Negatives Into Positives – This post looks at how our attitudes can influence outcomes in difficult situations. By focusing on what we can achieve rather than what we can’t, it is possible to turn any negative into a positive.

A Blinkin @ Funancials writes The United States Will Absolutely Default – The Debt Ceiling debacle has posed a question to Americans: Will the United States, for the first time ever, default on it’s debt? The answer is absolutely, yes. The debt has grown too high for us to pay. We will not default in the traditional sense, but we will devalue the dollar so the end result is the same. The United States will absolutely default.

Ted Jenkin @ Your Smart Money Moves writes Four Steps On How To Budget Your Next Vacation – I have a favorite client of mine who retired a few years ago and is in the midst of publishing his own travel book.

Michelle @ The Shop My Closet Project writes Spending Hangover-A look at what I spent last week – I am slowly opening up to the idea of sharing some numbers. Today I am going to share some of my spending from the past week. Once a month I’m will share a random week us it as a snapshot of what I’m doing with my money.

Daniel @ Sweating the Big Stuff writes How Did You Get Over The Hump In Your First Job? – For my first job, I had to get up at 6:30am and stare at a computer for 8 hours a day. Physically and mentally, it look a lot of getting used to.

Julian Hearn @ Happier.co.uk writes Can you get everything you need for free? – Some people get most of their stuff for free. We examine how they do it, and give advice on how you can do the same.

Money Beagle @ Money Beagle writes For Most People, There Probably Isn’t Really A Magic Number – Many people have a number of dollars in mind, that if it came your way, you say you could quit and never worry about money again. But, is it really that easy?

Wealth Effect Blogger @ Your Wealth Effect writes Want to be Rich, Don’t be Fat – Thoughts on a Wall Street Journal article titled “Want to be CEO? What’s Your BMI?”

Thomas @ Finance Inspired writes Halal Investing is gaining popularity amongst investors in the UK – During this economic crisis investors are looking to broaden their horizons and look for new ways to explore and grow their money, this has led to a recent rise in Halal investments.

Jules Wilson @ Faithful With a Few writes Discovering the Right Business for You – With the economy showing little hopes of improving greatly, more people are looking to start their own business. Here’s how to discover the right one for you!

Jules Wilson @ Fat Guy,Skinny Wallet writes Helping Hands and Finger Swipes – I bake with my daughter Tessa learning some important lessons along the way.I have learned to never underestimate the power of the simple things in life.

John S @ Frugal Rules writes Should I Invest in Mutual Funds or ETFs? – There are various similarities as well as differences between mutual funds and etfs. If you do some simple homework you can determine which funds are better for you while also keeping down the costs associated with investing.

Girl Meets Debt @ Girl Meets Debt writes Saving for Retirement Early: I Get It Now! – It is a given that most people know you are supposed to start saving for retirement early. The ambiguous part is how early?

J.P. @ Novel Investor writes Tax Preparation Checklist – If you do your taxes or someone does them for you, here’s a tax preparation checklist to help organize everything and finish your tax return quickly.

Gary @ Gajizmo writes Best LinkedIn Profiles – Tips On Creating A Great Public Profile – Building the best LinkedIn profile is an important way of marketing yourself, but are you doing everything right? Here are a list of tips to create the best public LinkedIn profile.

Everything Finance @ writes Little Known Facts about Credit After Bankruptcy – Don’t despair if you’re one of the millions of Americans who’s been forced to file bankruptcy. There’s still hope for your credit, and the farther away you get from your filing date, the higher your score will climb.

Everything Finance @ Everything Finance Blog writes Little Known Facts about Credit After Bankruptcy – Don’t despair if you’re one of the millions of Americans who’s been forced to file bankruptcy. There’s still hope for your credit, and the farther away you get from your filing date, the higher your score will climb.

Cash Flow Mantra @ Cash Flow Mantra writes Busy on Many Financial Fronts – Boy, have I been busy these past two months. The activity has kept me from posting as much as I would like, but it is more important that I get some of these things done. I don’t have time to go into all the detail, but will share just a little bit.

Little House @ Little House in the Valley writes How to Make the Most out of a Small Bathroom – Although small bathrooms may seem less inviting than their roomy counterparts, there are some simple tricks you can use to make even the smallest washroom cozy and accessible.

Suba @ Wealth Informatics writes Make more money: 9 reasons why you are NOT earning more money – f only I could make more money, I would save more and everything will be great – How many of have felt this way? If you do want to earn more money, what has been holding you back? I have compiled a list of reasons why you are NOT earning more money.

Mike Collins @ Wealthy Turtle writes Roth IRAs vs Traditional IRAs – Which is Best for You? – Many people wonder which IRA is best suited for them. Should you stick with the Traditional IRA or go ahead with Roth IRA?

KK @ Student Debt Survivor writes Personal Finance is Personal-Butt Out – If you share details about your personal finance situation with your friends and peers should you expect that they offer advice? Are you annoyed when they do?

Glen Craig @ Free From Broke writes The Best 0% Balance Transfer Credit Cards 2013 – Pay off your credit card debt faster with the a 0% balance transfer credit card. Here are the best 0% balance transfer credit cards that will help you pay down your principal.

Scott Skyles @ Mortgage1a.com writes Will Obama’s Second Term Have an Impact on Mortgage Rates? – While many Americans that are considering the purchase of a new home or refinancing of their current home may be wondering if the President’s second term will have an impact on future mortgage rates, the reality is that it most likely will not.

Ray @ Financial Highway writes RRSP Deadline 2013 – Limits & Options – The RRSP season is upon us! Every bank, every bank branch and every teller will remind you to contribute to your RRSP before the deadline. If you have a financial advisor, they have probably already contacted about your RRSP contribution. With so many people vying for your RRSP contributions, who should you trust?

Jason Hull @ Hull Financial Planning writes Should You Invest In a Crowdfunded Business? – With the passage of the JOBS Act opening up the possibility for ordinary investors to invest in private equity ventures, we examine if you should invest in a crowdfunded business.

Emily @ PT Money Personal Finance writes Why Millennials Are Delaying Homeownership – There are multiple reasons you’re not seeing many twentysomethings purchasing homes. And chances are, you won’t see those numbers increase anytime in the near future either.

Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes 10 Financial Mistakes From the F-R-I-E-N-D-S Television Series to Avoid – Given the fact that the financial mistakes were displayed in arguably the popular TV series F-R-I-E-N-D-S, do these bad financial behaviors somehow get normalized in to our society and made to seem as the ‘right,’ ‘cool,’ and/or socially-acceptable thing to do? This post addresses 10 of the financial mistakes present in the show and asks whether or not these acts are therefore made “OK to commit” by Hollywood.

Mr.CBB @ Canadian Budget Binder writes How I Support My Family On One Income – Single Mom Tanya does whatever it takes to save money and support her family. By cutting costs in her budget she is able to provide for her children the loves of her life.

Emily @ Evolving Personal Finance writes Personal Finance Bloggers I Admire – I list six PF bloggers I admire. Who do you think is having great success?

Marie at FamilyMoneyValues @ Family Money Values writes Review of: Family Fortunes How to Build Family Wealth and Hold on to It for 100 Years – Learn how a wealth creator is setting up his family finances and working with his family to hold onto the family fortune for generations!

Bryan @ BryanMaltier.com writes How To Help A Friend In Financial Trouble – We all want to be nice and caring individuals, especially with our friends and family. Unfortunately, what happens when you have a friend in financial trouble? Mixing personal relationships and money can be tricky. Learn more about things to consider before helping a friend in financial trouble.

Rich Avery @ Money Wise Pastor writes 6 Top Causes of Winter Car Accidents – Winter storms are an insurance adjuster’s nightmare and a body shop owner’s dream, thanks to the increase in winter car accidents. Here are six top causes of winter car accidents, and 4 winter driving tips to help protect yourself from the personal and financial harm during the winter driving season.

© 2013, Julie Wilson. All rights reserved.

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{ 27 comments… read them below or add one }

1 The College Investor

Thanks for hosting this week!


2 Khaleef Crumbley

Sure thing, Robert!


3 Ted Jenkin @ Your Smart Money Moves

Thanks for hosting this week and including my article!!!


4 Khaleef Crumbley

No problem Ted!


5 Rich@Money Wise Pastor

Thanks for hosting the carnival, and for including my post!


6 Khaleef Crumbley

Sure thing, Rich! It’s great to see another Christian PF blog.


7 John @ Fearless Men

Thanks for the mention!


8 Khaleef Crumbley

You’re welcome, John! :-)


9 Kim@Eyesonthedollar

Thanks so much for hosting and including my post.


10 Khaleef Crumbley

No problem, Kim!


11 KK @ Student Debt Survivor

Many thanks for hosting and including my post! Great selection of posts this week!


12 Grayson @ Debt Roundup

Thank you for hosting and including my post. I appreciate it.


13 Khaleef Crumbley

Sure thing!


14 Jon @ MoneySmartGuides

Thanks for including me! Have a great weekend!!


15 Khaleef Crumbley

No problem. You have a great weekend as well!


16 BeatingTheIndex

Thanks for the mention + hosting.

Hope you’re enjoying your weekend.



17 Khaleef Crumbley

No problem. You have a great weekend as well


18 Kurt @ Money Counselor

Thanks for including my Simple Math post. And thanks for your time and effort in putting the Carnival together!


19 Khaleef Crumbley

Sure thing, Kurt!


20 krantcents

Thanks for inclusion and hos ting, I really appreciate it.


21 Khaleef Crumbley

No problem!


22 Canadian Budget Binder

Thank you kindly for including me in your Carnival. Enjoy this lovely weekend Mr.CBB


23 Khaleef Crumbley

No problem, CBB. Have a great weekend as well!


24 Cat Alford @ BudgetBlonde

Thanks so much for putting this together and for including me. :)


25 Khaleef Crumbley

Sure thing, Cat!


26 Eddie

Thanks for hosting and the inclusion.


27 Khaleef Crumbley

No problem, Eddie!


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