Comments on: Why You Need a Budget!

By: Effective Strategies to Stay in School by Teacher Momma Dot Com

Effective Strategies to Stay in School by Teacher Momma Dot Com — Mon, 30 Jan 2012 15:36:00 +0000

[...] like a budget, you need to set a time schedule while in school. First, figure out when your classes are and put [...]

By: Pay Off Debt: Fighting Temptations And Accomplishing Your Goals — Fat Guy Skinny Wallet

Mon, 16 May 2011 02:53:58 +0000

[...] we set up our budget, we tried to account for every penny. However, sometimes things don’t go according to plan. [...]

By: Khaleef Crumbley

Khaleef Crumbley — Tue, 28 Dec 2010 20:22:19 +0000

It can become very easy to let things slide, when everything seems to be under control. As long as there are no major financial problems, we don’t really focus on details as much – however, that can be a mistake!

By: Khaleef Crumbley

Khaleef Crumbley — Tue, 28 Dec 2010 20:20:57 +0000

Good points, Tim! I really hope that people will become less intimidated with budgeting and taking control of their finances.

By: Buck

Buck — Tue, 28 Dec 2010 03:09:48 +0000

Great article. I totally agree with keeping track of spending and following a budget. I may need to be a little more granular. I have a general idea of my income and expenses, but I can’t tell you I spend X dollars a month on coffee. I should add this to my resolutions. Thanks!

By: Tim @ Faith and Finance

Tim @ Faith and Finance — Tue, 02 Nov 2010 14:21:54 +0000

These are all great reasons for budgeting. I think people get discouraged about budgeting because the numbers don’t always fit and it seems like a problem that won’t ever get corrected. The reality is that when you budget, you realize what’s necessary and what’s not and you can make adjustments much easier.

Great job!
Tim

By: Khaleef Crumbley

Khaleef Crumbley — Tue, 02 Nov 2010 14:01:38 +0000

It sounds like you are in good shape as far as expenses are concerned.

Excel actually has a lot of templates for budgeting and projecting cash flow. I would suggest looking at those first and just tweaking them to fit your situation. If you still need help, just sent me an email: http://knsfinancial.com/contact-us

By: Khaleef Crumbley

Khaleef Crumbley — Tue, 02 Nov 2010 13:49:49 +0000

Thanks! I hope your friend listens to you this time! I don’t think someone should be allowed to file for bankruptcy that many times. They should be mandated to see financial guidance before the first filing is granted!

By: Get Happy Life

Get Happy Life — Mon, 01 Nov 2010 18:21:17 +0000

I am making efforts to make budget for shopping first. I decided to buy 1 item per month and spend not more than 50 % of what I plan to spend during the whole month on clothes. Luckily I spend only 20% of what I earn so 50% is not that much, but it’s progressive.

I am having difficulty of making a good Excel sheet for my cashflow. Can someone help me ?

By: Charlie@Christian Dating Sites

Charlie@Christian Dating Sites — Mon, 01 Nov 2010 07:29:10 +0000

Very good article and I do agree there are alot of people out there that do not have a budget and wonder at the end of the week or month where all there money went. I have a friend he has filed chapter 13 bankruptcy 3 times. I asked him what do you do with all your money he said to me he does not know. I told him well there is your number one problem start tracking how much you spend and when you see areas that need improvement work on those areas. Good post keep up the good work.