Financial Independence and Eternal Salvation – Is There a Connection?

by Kevin M on July 17, 2013

in Christian Living

In so many ways, a blog that deals with personal finance from a Christian perspective is a perfect marriage. Successfully managing personal finance is largely about adopting a life based on delayed gratification. Christianity meanwhile, teaches us to move steadily closer to God through Jesus Christ throughout our lives, and to rely completely upon Him, which ultimately will result in eternal salvation.

There seems to be a connection then between pursuing financial independence and attaining eternal salvation. If this seems like a stretch, consider some of the following points.


The Gospel Does Not Promise Us Paradise This Side Of Heaven

When you first become a believer in Jesus Christ your worldly troubles don’t magically disappear. You will not yet enter the Kingdom of Heaven, nor will you be sinless or made perfect. Quite the opposite! It is usually the beginning of a process that is sometimes referred to as patient endurance.

The Apostle Paul spells this point out clearly:

Not that I have already obtained all this, or have already arrived at my goal, but I press on to take hold of that for which Christ Jesus took hold of me.” – Philippians 3:12

In fact, in 2 Timothy 4:7, he likens the Christian’s life to a race:

“I have fought the good fight, I have finished the race, I have kept the faith” (2 Tim. 4:7)

If you have ever run in a race, you know that there are times when you will be making incredible progress – and other times when you seem to be getting nowhere. There may even be times along the way when you will stumble and fall, and need to collect your wits before going forward. But your overriding objective is always to focus on the goal.

Our job as Christians is to press on toward the goal of salvation in the midst of living an imperfect life in an imperfect world. But always we have to have faith in the outcome, that we’ll have eternal life with our Savior in Heaven.

Financial Independence Comes From Doing Without Today For A Better Tomorrow

One of the reasons why so many people never achieve any level of financial independence is because they are consumed by the issues of the moment. There are bills to pay, things to buy, and fires that need to be put out. They can soak up all of our time, energy and money. The problem with that arrangement is that we never move forward toward the independence we hope to achieve.

But in order to have that independence, we have to become more future oriented – we have to let go of some preferences and habits today, in order to pave the way for a better future. If we are never able to grasp that concept – and to put it into action – the likelihood is that tomorrow will look just like today.

Both the “race” for financial independence and eternal salvation involve a large dose of delayed gratification, to always be focused on the goal at the end, rather than the troubles and desires of the moment.

The Key To Attaining Both: Letting Go Of What Tempts Us

Whether it is eternal salvation or financial independence, temptations always have us surrounded. On the financial side, we will always have unlimited wants. We want a bigger house, a better car, and yet another vacation. But unless we are willing to let go of those forms of instant gratification, our financial futures may not get any brighter.

The same is true with eternal salvation. We have to let go of much of what it is that ties us to the world. The world may put a premium on chasing money, power, popularity and even fame. But if we hope to obtain eternal salvation, we need to be ready to let go of earthly pursuits. Accepting Jesus as our Lord and Savior is the key to our salvation, but our willingness to let go of everything else is proof that we are His.

Both financial independence and eternal salvation call us to delayed gratification. It’s about sacrificing today for a better tomorrow – and believing in our mission along way.

Am I saying that the pursuit of financial independence might – or even should – be easier for Christians? Maybe, maybe not. But the direction is the same with both, which should be a major clue.

Can you see a connection between eternal salvation and achieving financial independence?

photo credit: skambalu

© 2013, Kevin M. All rights reserved.

Leave a Comment

Please note: Use of comments that are off-topic, personal attacks or contain profanity in the field below and/or any links, may be removed at my discretion. Also, by submitting a comment here you grant this site a perpetual license to reproduce your words and name/web site in attribution.

{ 9 comments… read them below or add one }

1 Tortoise Banker

I really like this post, thanks for sharing. One of my favorite verses that reminds me of your topic is James 1:2-4

2 Consider it pure joy, my brothers and sisters,[a] whenever you face trials of many kinds, 3 because you know that the testing of your faith produces perseverance. 4 Let perseverance finish its work so that you may be mature and complete, not lacking anything.

Appreciate this post!


2 Derek @

I think letting go of temptation is the key to eternal happiness. It is so difficult in today’s society to accomplish this, but living without is truly the way to go.


3 Kevin@OutOfYourRut

Hi Derek – I completely agree. Temptation is an assault on eternal salvation and on financial independence. It draws us toward that which is easy and pleasureable in the present, but at the same time damaging to the longer term.


4 Edward Antrobus

On the other side of the argument, Jesus did say that it would be easier for a camel to go through the eye of a needle than for a rich man to enter heaven. Seems like an argument against working towards financial independence to me.


5 Kevin@OutOfYourRut

Hi Edward – Actually he was warning about the love of money. In today’s world, some measure of financial independence can free us to become stronger witnesses through lighter dependence on the world.

BTW, I’m not saying that God wants us to be financially independent, only that there is a connection between how you go about attaining it and the Christian faith journey. Both involve delayed gratification and self-denial.


6 Matt Becker

Lots of good connections here. The theme running through all of them is that it’s really a way of life, not a one-time decision. Only with true belief and dedication will you reach your goal. I’m not a religious person, but I can definitely see the relationship here.


7 Kevin@OutOfYourRut

Ahhh, Matt – Just the fact that you see the connection means you might be experiencing a spiritual pull! Most non-believers don’t recognize such “coincidences”.

The way of life connection is right on the money. It’s really a discipline that needs to be nurtured since it doesn’t usually happen by default.


8 Kevin@OutOfYourRut

Hi Brian – I agree that money management is easier if you are a Christian. I think it’s because self-denial, delayed gratification and rejection of worldly desires are part of both journeys. Thanks for weighing in!


9 Brian @ Luke1428

Thought provoking piece Kevin. I can only speak from a Christian perspective since I’ve been one most of my life. For me, money management is simpler because of my faith. I don’t believe you can separate one from the other. I know my true happiness rests not in my finances, but in the God I serve.


Previous post:

Next post: