It looks like all of the talk across the financial blog universe is centering around the Financial Blogger Conference. It looks to be even bigger and better than last year, so I am really looking forward to it. Before we can focus on the conference, let’s take a look at some of the great articles posted over the last week or so:
Dividend Growth Investor @ Dividend Growth Investor writes Do not despise the days of small beginnings – In this article I argue why it is important to start investing, even if you have small initial amounts of funds to invest. The most important thing about investing is simply to get started.
Harry Campbell @ Your PF Pro writes Is Going Green Worth It? – I’m not sure what’s so attractive about farmer’s markets but I love going just to check out all the cool vendors, sample food and of course I usually end up buying a ton of stuff. Farmer’s markets in my area have evolved from selling just groceries to all different types of products like cheeses, butter, nuts and even restaurants are getting in on the action now.
Harry Campbell @ The Four Hour Work Day writes “Unpaid Vacation vs. Regular Vacation “ – One of the perks of having a day job is getting paid when you go on vacation. Most companies start employees off by giving them 2 weeks of vacation plus holidays but that never seems to be enough. A lot of employers(especially in my field: engineering) are actually starting to give an extra week around Christmas time to New Years since not much work gets done during that time anyways. So that’s about 3-4 weeks of combined vacation and holidays for the average worker.
Mr.CBB @ canadianbudgetbinder writes Thanksgiving: Being Thankful On A Budget – Thanksgiving doesn’t have to break the budget if you plan in advance. There are ways to save money in your budget so you can have a lovely meal and celebrate with your family and friends on a day we should all give thanks for what we appreciate in life
Emily @ Evolving Personal Finance writes Awesome Sign-Up Bonus Ratio with Barclaycard Arrival World MasterCard – Finally a credit card with a high sign-up bonus and a low minimum spending requirement! We just signed up and are expecting over $450 in rewards for $1000 in spending.
Brian @ Luke1428 @ Luke1428 writes 4 Reasons Your Budget Isn’t Working – Budget success doesn’t happen overnight. When my wife and I first started trying to budget, we found these four things wrecked our plan every month.
Christopher @ This That and The MBA writes Using Online Tools to Manage a Household Budget – There are numerous websites out there dedicated to helping individual consumers develop and track their personal budgets. One option is PersonalCapital, which helps you set up a working budget, track your purchases, and monitor investments. You can choose to link your financial accounts to their tracking service, giving you a clear idea of investment performance and where your money is going.
Dollar @ Easy Extra Dollar writes Make Money Online With Work At Home Jobs – Landing a work at home job isn’t all that easy. It is going to take a little research and work to find the perfect legitimate job. Initially, you will need to understand the types of jobs from home that are available, along with the job listings.
Brock Kernin @ Clever Dude writes What Happens When Couples Disagree About How To Spend Their Money? – All couples disagree about how to spend their money – how do you handle it?
Mr.CBB @ Canadian Budget Binder writes September 2013 Budget Update and Free Canadian Budget Binder Budget Spreadsheet – Not every month goes as planned according to the budget but we continue to work hard at sticking to it like everyone else. If you want to budget there are many free budgets online or you can now download the budget we use right from the blog.
Lazy Man @ Lazy Man and Money writes Five Apps to Help Guide Your Retirement Savings – With all the affordable programs and mobile applications on the market, there’s a nearly endless number of ways you can start crunching your financial numbers today. Here’s a list of the five most helpful apps to guide your retirement savings.
Harry Campbell @ Your PF Pro writes How Not to Negotiate a Job Offer – “I’ve dropped some hints here and there, but now it’s official. I got a new job and I’ll be going back to work on November 1st. After it’s all said and done, I will have taken a 3 month hiatus from work in order to recharge, build up some of my online businesses and just live life. It’s been a great few months but now it’s time to get back to work so that I can start paying off my fiancee’s rapidly accumulating debt. ”
KK @ Student Debt Survivor writes Pay to Pee? – Have you ever been in an establishment that had a bathroom attendant? Did you feel like you had to pay to pee?
Jacob @ AllPersonalFinance writes How to Solve a Cash Flow Crisis and Prevent Your Business from Flat Lining – Cash is the life blood of any business and once the cash flow dries up, not even CPR will be able to bring it back to life. It has been estimated that around 90 percent of small business fail because of cash flow problems and even profitable companies can end up filing for bankruptcy… Read more on my take on how to solve this common snafu.
Kyle @ The Penny Hoarder writes Advice for Small Business – Sort out your Business Energy – Most small and medium businesses are failing to manage their business energy costs. Business energy includes gas and electricity. The business energy market is not the same as the consumer market – prices are higher for businesses and contracts longer.
Jester @ The Ultimate Juggle writes How Much Money Can You Save By Breastfeeding? – Babies are expensive – breastfeeding can save money. Read my personal analysis and see how much I saved this way.
Sam @ Grad Money Matters writes Making Money on Etsy – Making money on Etsy sounds like a great way to make money for some. You can probably work from the comfort of your home and sell something that you love. There are so many possibilities for how you can make money on Etsy. And owning your own business is another positive.
Robert @ The College Investor writes Facebook Succeeds at Advertising – Can The Growth Continue? – At the 1-year mark, we checked in on Facebook stock, and looked forward to the future. Our big concern was what’s going to happen with Facebook advertisers. Well, Facebook (NYSE:FB) shares have steadily risen since mid-September from the low-to-mid $40’s to current levels of over $50 per share. Positive news, increases in price targets, and investors rallying behind new prospects from further monetization of its users through advertising have all helped the shares rise.
Robert @ Entrepreneurship Life writes Everything You Think About Being An Entrepreneur is Wrong – Before you subscribe to the popularized advice, “set a goal, commit to it, and go all in,” check out these unconventional tips from successful entrepreneurs. It might have you rethinking everything you thought you knew about making it as an entrepreneur.
Robert @ Beat The 9 to 5 writes My Monthly Income Stream Report – September 2013 – September was an incredibly busy month – but it was fun! While putting together this month’s income report, I was shocked at how much I had accomplished. And remember, this is with a 6 week old baby in the house!
Pauline @ Make Money Your Way writes September blog income and stats recap – This is my September blog income and stats recap.
CAREER & EDUCATION
Mike @ Personal Finance Journey writes The Financial Benefits of Sharing a House – How sharing a house or apartment can benefit you financially and save money for bills rates and repayments.
Bargain Babe @ BargainBabe.com writes Is Living at Home After College Better Than Paying Rent? – Is Living at Home After College Better Than Paying Rent? offers tips on saving money every day.
Tushar @ Earn More and Save writes 5 Ways to Earn Money on the Side – You’re busy. I get it. You want to earn extra money but don’t have enough time to dig through a pile of ideas to find the perfect one. Luckily, choosing a side job doesn’t have to be hard. You can and should do something you enjoy to bring in money on the side.
Jim @ Save College Money writes All Colleges Are Not The Same – At one time in the past, all you needed to do to get a decent job was get a college degree from practically any college… but not anymore! Now the college you go to matters more than you think!
Anton Ivanov @ Dreams Cash True writes The Best Finance Books of All Time – This list of the best finance books is a great place to start learning more about personal finance and investing. There is so much to learn from these 10 awesome books!
Michelle @ Making Sense of Cents writes $12,334 in September Side Income – Time for Self-Employment – I definitely reached my September goal and passed it by a good amount. September was a great month for income, and I was able to add a few new clients, and there are also a couple of new services that I am offering as well.
Larry @ KrantCents writes Options to Leave Room for in Your Web Design – When putting together the design elements for your eCommerce store, you need to make sure that you leave room for certain options for payments, formatting, and the like.
Natalie @ Debt and the Girl writes Building my Brand in Freelance Writing – I consider myself extremely lucky. I have had this blog for over a year and its finally a place that it making money.
Miss T. @ Prairie Eco Thrifter writes How to Know It’s Time to Quit Your Job – The time to quit your job is when your financial needs and personal needs match up. If you can’t deal with quitting your job financially, then you might need to stick it out for a few more months until you find the right money solution.
Michelle @ Diversified Finances writes Should you get rid of all debt for financial independence? – Financial independence has definitely been on my mind a lot lately. I even started a blog (this one) dedicated to it! Financial independence doesn’t have the same definition to everyone.
Marissa @ Thirty Six Months writes Proactive Ways to Lower Car Insurance Rates – Rather than accept the first sky-high quote that comes your way, it is important to compare your options carefully and take a few proactive steps to lower your rates.
FI Pilgrim @ FI Journey writes The High Price of Fanaticism – Being a fan or follower of any kind of mainstream media, news, entertainment or sports team has some hidden costs. Is fanaticism worth all that?
DPF @ Digital Personal Finance writes 3 Questions to Ask When Aiming for Financial Success – When aiming for financial success, we need to know how to reach our target. These 3 questions will help.
Robert @ Cult Of Money writes 5 Things You Don’t Know About Your Home or Renters Insurance Policy – As an insurance agent I have learned so many things about home and auto insurance over the past year. Things that I had no idea about before going into the industry. While you may think you’re adequately covered and understand your policy, the truth is you probably don’t. Here are 5 things you don’t know about your homeowners or renters coverage.
Chuck @ The Tortoise Banker writes Protect Your ASSets and Income – Generating meaningful wealth is tough enough, doing it more than once is enough to break anyone. Follow these important tips to assure you put a buffer between the world and your income and assets.
Jon Haver @ Pay My Student Loans writes Why your credit score is more important than your GPA when you graduate – When you apply for credit, the lender will pull up information held by three credit bureaus. This information is tied to your social security number. Whatever credit you’ve had in the past reflects how a lender will view you today.
Little House @ Little House in the Valley writes PAY LESS for Your Sprint Cell Phone Service – Many people assume that in order to save money you have to go without something that you enjoy or want/need in your daily life. That is not my approach to saving money on bills. My goal is to not reduce anything or go without, but to simply pay less for it.
Paul @ The Frugal Toad @ The Frugal Toad writes What You Need to Know About Reverse Mortgages – Reverse mortgages are becoming more popular as the baby boomer generation ages and gets into retirement. There are some restrictions on reverse mortgages, so the target market is much smaller than a traditional mortgage offering. While these special loans are growing, there are some particular pros and cons that should be considered before applying for a reverse mortgage.
Taylor @ The Motive Blog writes How Soon Can I Refinance My Car? – The length of time you must wait before refinancing your car really depends on how your credit and finances have changed since you first applied for your loan.
Matt Becker @ Mom and Dad Money writes Buying a Car: Sealing the Deal – This is the final installment of my series on buying a car. In this post we’ll go over the final steps in the car-buying process to make sure you get exactly the car you want at the absolute best price possible.
Harry Campbell @ The Four Hour Work Day writes “Build Side Income When You Have a Day Job “ – For those of us that work full time, the nice thing about a day job is the stability. At most companies, you clock out after 8-9 hours and call it a day. I would never work more than 40 hours a week if I wasn’t getting paid for it but that’s just me. And even though I bitch and complain about my old cubicle job all the time, there are much worse jobs on this planet that pay a lot less and require you to work a lot harder. How hard is it to sit behind a desk for 8 hours and browse the int
Money Soldiers @ Money Soldiers writes Tips for Working in Trade Finance – Trade finance is essentially the financing of importing and exporting services and goods. The best candidates for careers in trade finance will need to have a very strong understanding of how international trade works.
Tushar Mathur @ Everything Finance writes Ideas for Cheap Halloween Costumes – Whether you’re thinking of putting together a cheap Halloween costume for your company potluck or needs some ideas for Halloween costumes for your children
Alexis @ FITnancials writes Giving up your TV To Save Money and Time – How many televisions do you have in your house? I’m probably going to guess more than one. And if you’re like me, then I’m going to guess that you probably watch a little too much TV. There are a lot of alarming TV statistics out there. In the house that I have with my sister, we have 4 tvs that are constantly being used, plus a couple more that are just sitting in the storage area in the basement not being used at all.
Jon @ 2 Copper Coins writes Do I Need to Own This? – How often do we ask ourselves this critical question, ‘Do I need to own this?’ even when the items we speak of are fun, healthy and inexpensive. Ownership can be an obsession.
Pauline @ Reach Financial Independence writes Budgeting lite, a budget for the budget haters – There are many reasons why I can’t complain.
Rich @ Growing Money Smart writes What is a Stock? – What is a stock, is one of the first financial lessons I taught my kids!
Roger the Amateur Financier @ The Amateur Financier writes 6 Investment Strategies to Generate Retirement Income – A guide to methods to generate retirement income with the money that you save during your life, covering things like regular withdrawals, interest, and annuities.
Cindy @ MidLife Finance writes Bathroom Renovations: The Good, the Bad and the Quality – Bathroom Renovations: The Good, the Bad and the Quality. Focus on quality for the best return on investment.
Luke @ Learn Bonds writes Income Investing – Looking Beyond Stocks and Bonds – In this 4th article in our series on income investing, we explore opportunities for income investors outside of stocks and bonds.
Daisy @ Suburban Finance writes Buying Your First Home – Home buying advice for buyers to follow for a successful purchase of a home.
Debt Guru @ Debt Free Blog writes Mortgage Hunters: How to Find an Affordable Mortgage – Are you looking for ways to secure an affordable mortgage? It may seem daunting, but it is actually quite attainable, so long as you know where to start.
ETZ25 @ Entertainment Timez writes Starting Up A Roth IRA For Kids – My son now has earned income and we are starting up a Roth IRA for him to participate in. Read why are are starting a Roth IRA for Kids!
Mr. Frenzy @ Frenzied Finances writes Moving Out: When You’re Ready to Buy a Home – Home-owning can quickly turn into a nightmare when not prepared. There are several factors to consider when deciding when you’re ready to buy a home.
Corey @ 20s Finances writes Why You Should NOT Calculate Retirement Income off based on Income – When calculating how much you need in retirement, you should not use your current income. Find out what you should use to be prepared.
Hadley @ Epic Finances writes As stocks approach record highs, the market is looking rather complacent – As the market nears a historic high on the S&P 500 some analysts are concerned that it is looking a bit complacent. Maybe even bored.
Lily @ Paying Debt Down writes How to Invest like an Old Pro (even if you’re a Young Amateur). – Something that your Wall Street broker never wants you to find out is that investing like a Pro is actually pretty easy. The fact is, practically anyone can put together a portfolio that’s well diversified with stocks, bonds and other investments with only a small amount of effort.
John @ Frugal Rules writes OptionsXpress Review: An Online Brokerage Worth Looking At – Investing in the stock market is vital to building wealth and with the variety of options available of where to invest it can be confusing. Choosing a good brokerage that has good offering and low fees can be a great way to help grow your retirement portfolio and get your investing on the right foot.
Adam @ Money Rebound writes How to Save Money on Your Life Insurance – Never thought about your life insurance? Here are some little things to get you started on it.
Jon @ Novel Investor writes Best Investment Tools You Can Use Free – The best investment tools should help simplify things. These free investing tools will help you learn, research, and manage your investments.
Justin @ Digit Fox writes A Collection of Some of the Best Apps for your Smart Phone – There are apps for grocery lists, games, calendars, notes, news and practically anything else you can think of. (Seriously, there is an app for practically everything!) Here are our favorites.
IMB @ Investing Money writes Investing for Q4 2013 – Unsure what your next move is in investing? It’s always safe to look at history. Read here for information.
Don @ Money Reasons writes Was the Removal of the Uptick Rule Stupid? – The “Uptick Rule” was removed back in 2007 after a pilot study said that no manipulations occurred.This is what the pilot study found “The general consensus from these analyses and the roundtable was that the Commission should remove price test restrictions because they modestly reduce liquidity and do not appear necessary to prevent manipulation.
SBB @ Simple Budget Blog writes Balancing Act – Why Reconciling Your Bank Accounts is so Important – Balancing your bank accounts is an important part of your budget. Don’t believe us? Read here to learn why it can help you.
Maria @ The Money Principle writes The Best Ways to Start Investing While Still in College – It is never too late to start investing so you may as well start while in college; still have to do it right.
Wayne @ Young Family Finance writes What You Need to Know About Flood Insurance – Do you need flood insurance? It could be a saver if you’re in an area prone to floods. Here is some information to make that determination.
Ted Jenkin @ Your Smart Money Moves writes Should I Pay Off The Mortgage? – One of the more difficult questions that I get from both younger and older people alike is whether or not it is a good idea to pay off their mortgage.
Brent @ PersonalFinance-Tips writes Smart Spending: Four Ways to Stay out of Debt – Americans are in more debt than ever these days. While some of it is unavoidable due to the recent recession, some of it could have been avoided with smart spending.
Corey @ Steadfast Finances writes Money Doesn’t Grow On Trees: What to Do When You Need More Cash – It’s a horrible feeling when you’re short on cash but still have the household bills to pay. You’re probably starting to worry about how you are going to afford them, as skipping payments could cause irreparable damage to your credit rating. Unfortunately, money doesn’t grow on trees – but there are a few things you can do to get more cash and make it through your monthly bill cycle.
Don @ MoneySmartGuides writes Saving Money and Saving the Environment – Regardless of whether you feel that the global warming phenomenon is real or made up, you cannot argue that we throw away and waste a lot of stuff.
Tushar @ Finance TUBE writes 4 Financial Steps To Take As You Prepare For Baby – So, you have decided that you want to have a baby. There is nothing more exiting in seeing your new baby born first time however before you get ahead of yourself taking care of some of the financial matters before you conceive can make the entire pregnancy and the months after go more smoothing.
Lauren @ L Bee and the Money Tree writes Budgeting an Irregular Income – How We Make It Work – Budgeting an irregular income doesn’t have to be as complicated as it seems. Here are some tips for keeping it easy for you and your family.
SavingMentor @ How To Save Money writes Do You Really Care Who I Am? – There’s nothing really all that interesting about me. There. I said it. I’m just a normal guy working as a software developer who lives in a small city, makes a normal middle class income, had a pretty privileged upbringing, and who has a passion for not wasting money when I don’t have to. Spending all kinds of money on ridiculous things that add real value to your life is A-OK with me, that’s why I’m all about spending as little money as possible on your day to day living expenses s
Mrs. Accountability @ Out of Debt Again writes 6 Common Mistakes to Avoid with Annuities – Annuities are one of the most popular investments made by investors under 44 years of age.
Ryan @ Cash Money Life writes What Happens if the Government Shuts Down? – What happens if the government shuts down due to the current debt ceiling crisis? The government must pass a budget and spending bill by September 30th.
Cat Alford @ Budget Blonde writes The Government Shutdown and The Extreme Importantance of Emergency Funds – If you’ve been reading my blog for a few years, you might know that I was a United States park ranger before I moved to Grenada. I was an interpretive ranger, which meant that I worked at numerous sites around Richmond, Virginia creating history programs and giving battlefield tours. It was really awesome.
Crystal @ Married (with Debt) writes 7 Money “Things” I’m Thankful For – Lately I’ve been bummed/stressed/anxious about money. That’s because we just finished up our first month living on only one income. My wife is/was a teacher, which means she can be paid over twelve months for work done over nine.
Crystal @ Budgeting in the Fun Stuff writes How Being A Credit Card Delinquent Saved Me Thousands of Dollars! – This is his personal story about (Lyle at the blog: The Joy of Simple) battle with credit cards and what he has learned.
CAPI @ Creating a Passive Income writes The Importance of Knowing Your Net Worth – Most people may not necessarily know what their net worth is. Your net worth is the difference between the value of what you own and what you owe.
Hank @ Money Q&A writes 7 Steps For Financial Success To Build A Solid Future – Achieving financial success is a great part of the American dream, but it’s not easy to do if you aren’t focused on the goal. Real financial security doesn’t come about by accident. These careful steps for financial success will help you build a solid financial future.
Eva Baker @ TeensGotCents writes Ted Talks and Ignite – Influence Your Community – Spark an idea – but make it quick! Ignite is a shorter version of the TED talk and is a great way to share ideas and influence your community!
Minimalist @ Minimalist Finance writes Ways You Are Wasting Your Money on Your Phone – While we all try to be good with money, it’s not always easy to consistently save when and where we are wanting to save. We end up splurging on things that we don’t need, or wasting our money unknowingly.
Lindy @ Minting Nickels writes How to Get Back on Track… (Infographic) – Have you been given the yellow card in the game called, “Life?” Maybe this will jog your memory, that yellow card is a financial crisis, most likely puttin
Suba @ Broke Professionals writes 6 Reasons Your Stuff is Worth Less Than You Think – My Aunt and Uncle, now in their nineties, loved their things. They tend to cherish their possessions, but should they?
SFB @ Simple Finance Blog writes How to Get Ready (Financially) For a Baby – Now that you got the good news and are eagerly awaiting the arrival of your bundle of joy, you will soon realize that the nine month long period is never enough to be fully ready for a baby.
Jack @ Enwealthen writes 3 Steps to End the Health Insurance Nightmare – Tired of the ongoing medical insurance ruckus? Here’s an idea worth pursuing.
Daniel @ Make Money Make Cents writes The Boom in Posh Pawnbrokers – If you watch any TV at all you have probably at least glanced at some of the myriad Pawn reality shows that have become so popular as of late. Cash poor but asset rich Americans are turning to pawn brokers for short-term loans, something that has been dubbed “high-class pawn brokering.”
Oscar @ Money is the Root writes Why You Should Buy A House Before 2014 – If purchasing a new home is something that you are planning to do in the next year, making that purchase during the last quarter of 2013 might just be an excellent idea.
J Rodriguez @ Modest Money writes Are We Entering Into The Age Of Tablet Money Management? – First we did the math in our heads, then came paper and pen, spreadsheets followed soon on the computer and now, could it be that we are moving our finances more and more to our tablet computers?
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